Amy Koshiol

Overview

After spending 30 years in the banking industry, Amy joined CLA's financial services group in 2018. Her industry experience includes working with community banks and diversified financial services holding companies in various roles such as vice president operations/cashier, corporate compliance officer, internal audit director, and interim chief risk officer. Currently, Amy is leading the regulatory compliance practice at CLA and is responsible for quality review, product and team development. She focuses in fair lending, compliance management systems, Community Reinvestment Act, UDAAP and special projects such as compliance risk assessments, consulting, and outsourcing services for financial institutions and financial services companies.

Technical experience:

  • Regulatory compliance for banks
  • Compliance Management System implementation for banks
  • Internal audit of a variety of areas for banks
  • Fair lending program development and assessment for financial institutions
  • Community Reinvestment Act program development and assessment for banks
  • Bank Secrecy Act program development, consulting and audit for banks
  • Third party risk management program development and assessment
  • Risk assessments - enterprise, targeted and compliance-focused
  • Unfair, Deceptive and Abusive Acts and Practices (UDAAP) Risk Assessment and Review
  • Regulatory compliance training
  • Team development
  • Project management
  • Process development and improvement

Education

  • Bachelor's of science in accounting from University of Minnesota-Mankato, Mankato MN
  • Certified Regulatory Compliance Manager (CRCM)
  • Certification in Risk Management Assurance (CRMA)
  • Certified Community Bank Internal Auditor (CCBIA)