Jess Clemmerson


Jess joined the Financial Services Group at CLA in 2022 following 14 years in the banking industry. She has practical knowledge of risk assessments, internal controls, and compliance processes and applicable techniques for implementation of regulatory requirements. Jess has a strong background of compliance regulations impacting mortgage lending to include Flood Disaster Protection Act, Fair Credit Reporting Act, Fair Lending, Truth in Lending / RESPA, and HMDA regulations and reporting.


Technical Experience 

  • Compliance Management System implementation and assessment
  • Regulatory compliance, including development and implementation of a risk-based program
  • Reviewing, analyzing, and documenting loan files to ensure accuracy and completeness with underwriting, internal and regulatory guidelines and investor salability
  • Loan compliance review including commercial, residential mortgage, and consumer
  • Developing, implementing, and maintaining a regulatory compliance training program
  • Risk Assessment development and assessment
  • Implementation of new/changed regulation
  • Examination management


  • Bachelor of science in finance from University of Wisconsin – La Crosse, La Crosse, WI
  • Certified Regulatory Compliance Manager (CRCM), American Bankers Association