In 1982, Tom graduated from St. Cloud State University with Highest Honors.
Tom is a Principal with CliftonLarsonAllen, specializing in banking matters. For over 30 years, Tom has provided audit, tax and consulting services for community bankers.
Tom routinely consults with bankers in the areas of mergers and acquisitions, capital planning, loan review, regulatory assistance, strategic planning and internal audit assistance. CECL implantation has become one of Tom's major focus areas as community banks get ready for this major change. Tom also has a wide range of experience with fraud and embezzlement investigations.